It would be another month before I purchased a mattress to sleep on and a month after that I made a frame for the bed.  The
frame was made out of an old shelving unit from a cleaners closet, which held various cleaning chemicals.  Then I added a little
foam insulation on top of that to give the frame a little “play” before putting the mattress on top.  It ended up being a very
comfortable bed.

I moved into that apartment with the thought that it would just be a temporary arrangement.  Instead I ended up staying there for
over six years.  It was my only home after my divorce and my last home in America.

I was able to get out of debt while living there as well as saving money.  People kept asking me why I stayed there and all I could
say was that it was comfortable.  My neighbours never really bothered me, except for one who played very loud music all night.  
That one I complained to the landlord about and he was evicted.

The rest of the time it was a peaceful and very safe home.  It was a home that helped me realize that I didn’t need things to
define who I was.  I didn’t need a fancy car or a big yard to say that I have been successful.

That complex thought me more about life and I learned more about myself than any other place I have experienced.  I will always
look back at that home as the place that taught me what was important and what mattered most.

What mattered most?  Peace of mind, which came about pretty easy after I got out of debt.  I still don’t have a lot of money but
the stress of having debt hasn’t been with me now for over five years.  It is a very wonderful way to live…
Creating Dreams...
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last updated on 21 July 2017
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by living within our means
The Third Promise of Debtors Anonymous says that we will live within
our means, yet our means will not define us.

In 2010, I left a marriage mainly because of a difference on money
issues.  And I left that marriage flat ass broke.  I moved into an
apartment complex, which was considered to be a slum.  It was filled
with drunks and addicts but it was all I could afford.  In fact, if the
landlord didn’t hold a check of mine for a couple of weeks I would have
been homeless.

Those first couple of weeks were touch and go.  Luckily I went from a
20 mile ride to work to a two block walk to work which saved me a ton
of money.  I ate cheese sandwiches and tons of peanut butter and jelly
sandwiches.  I had no furniture, except for an old couch that came with
the apartment, which was a little to short for me to sleep on, so I slept
on the floor.

After those first couple of weeks, I was able to buy some groceries and
turn on the internet.  I know that may sound like a luxury but it was
more than just for the web.  It was my TV set as well.  I never had
cable TV as I thought that was a luxury, so I watch all my TV over the
web for free.
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